I’ve got five DIY household product recipes that will save money and use more natural ingredients! My favorite product on the list is probably the laundry detergent, which for an investment of about $15 yields hundreds of loads at only pennies a piece. Oh, and I love the citrus foaming hand soap as well! Ok,… Read More DIY detergent, foam soap, sanitizer & bug spray!
Today I am offering a free printable to help you see your own family needs over the next five years. If we break it down year by year, then we can evaluate what it will take to get there! I’m also sharing the budgeting app that’s helped us stick to our budget and a good… Read More 5 year budget plan printable
This is the most comprehensive, complete guide to frugal living I have EVER done. It has all my secrets, tricks and ideas that you won’t find anywhere else. I’m going to surprise you, you’ll see. Read it now, bookmark it or pin it for later, because you need this one! Marcello and I have had… Read More 100+ ways to save money
I’m going to do something bloggers don’t do. I’m going to share real numbers. Here is exactly how we profited from our homes and how we afforded our dream home just before our fortieth birthdays. You don’t have to make big bucks to plan and grow wisely. It also doesn’t happen overnight. Nope, this is not… Read More How we afforded our dream home
Ten years ago Marcello and I were renting an over-priced, dumpy apartment with rusty appliances and brown stuff leaking from the shower. We were $18,000 in credit card debt and unsure how we would ever be able to buy our first house. Today we live in our dream home with a guest house for Marcello’s… Read More How we paid $18,000 of credit card debt in a year
What are you saving for? An emergency fund? Home renovation? Pay down debt? Vacation? Whatever it is, you can kickstart that dream by having a spending freeze. I told you last Thursday that we are moving! It’s all very exciting, but also very expensive. Home inspections, appraisals, surveys, mold tests, title reviews, moving, hook-up fees… Read More How to do a spending freeze
This post is all about the Christmas bottom line. We’re talking how to save with some dollar store decorations, I’m going to tell you exactly how much we’re spending and I’ve got some creative gift ideas too. Dollar store Christmas finds There are great Christmas finds in the Dollar Tree, you just have to be… Read More Christmas budget: Dollar store finds, real numbers and cheap cards
If you follow me on Instagram maybe you saw that Marcello and I have started date nights twice a month! We paid off our minivan with our tax refund and money we had saved. (Insert the Carlton dance.) Little savings add up and now we have an extra $300 a month. Keep getting those deals and stashing the… Read More Date night ideas and ways to save
We have chosen to focus on experiences instead of presents for our kids’ birthdays. That means that the build up is for the trip of their choice, instead of gifts. We plan it, anticipate it and focus on that. In this post I’m also letting you in on why we do it this way, how much… Read More How we do birthdays with less gifts
Last month our budget was really off. And that happens sometimes, but the problem is I’m still not sure exactly what went awry! Marcello and I were racking our brains and looking at statements, trying to find what we missed, but never found the answer. So I designed these budget tracker printables to keep in my purse so… Read More Budget tracker envelope printables
Last week I worked to get our finances, office space, computer, calendar and school papers in order for a clean slate in the new year. Here’s what went down: Purge The first step in getting my little office space organized is to go through the year’s accumulated papers. I file what we need to keep and recycle what… Read More Ideas to organize your home office & budget
I have found that my decision to not buy more Christmas decorations this year can’t stop me from continuing to deck the halls. I wanted some height in this corner of our bar and a branch seemed just the right idea. And it’s free! (Clara is quite pleased with her Crayola masterpiece over there, as… Read More Easy Christmas branch centerpiece