Money

How to do a spending freeze

What are you saving for? An emergency fund? Home renovation? Pay down debt? Vacation? Whatever it is, you can kickstart that dream by having a spending freeze. I told you last Thursday that we are moving! It’s all very exciting, but also very expensive. Home inspections, appraisals, surveys, mold tests, title reviews, moving, hook-up fees… Read More How to do a spending freeze

Christmas

Christmas budget: Dollar store finds, real numbers and cheap cards

This post is all about the Christmas bottom line. We’re talking how to save with some dollar store decorations, I’m going to tell you exactly how much we’re spending and I’ve got some creative gift ideas too. Dollar store Christmas finds There are great Christmas finds in the Dollar Tree, you just have to be… Read More Christmas budget: Dollar store finds, real numbers and cheap cards

Christmas, Money

Our Christmas budget

Not every Christmas is the same. Some years cost less, some cost more. This year ours costs less and we plan on giving more. We’ve decided to budget Christmas expenses at $325 for this family of five. This includes decor, kids’ crafts, presents, cards, wrapping supplies, everything except the kids’ Christmas pajamas (which I bought on sale last month).… Read More Our Christmas budget